【】
Australia is slowly going cashless, but is it also ready to go "cardless"?
An app to be released later this year by the National Australia Bank (NAB) will allow newly approved Visa credit cards to be used through the app before a plastic card even arrives. For payments under A$100, customers will be able to make contactless mobile transactions without ever having a card in their wallet.
SEE ALSO:How one software startup made it by doing everything backwards"NAB is absolutely focussed on improving the customer experience, and our new App will give customers more control of their cards so it better suits their individual needs," Angus Gilfillan, executive general manager of consumer lending at NAB, said in a statement.
NAB has been collaborating with Visa since 2015 to find new ways of offering its services online. Through the app, bank customers will also be able to control how their cards are used. "If you've provided a secondary card to a family member, you can choose 'Don't Allow' for online purchases on that card," Gilfillan added.
A pilot run of the app on Android will begin shortly.
As it promotes its own banking app, NAB is at loggerheads with another mobile payments provider, Apple Pay. Alongside the Commonwealth Bank of Australia and Westpac, NAB is part of an attempt to force Apple to open up its iPhone hardware so the banks can fully integrate their own apps.
The banks have said they're upset Apple won't let them access the smartphone's near-field communication (NFC) technology that facilitates contactless payments. Banks like NAB have had to get around this roadblock with things like the PayTag sticker, to be launched this week, which can be placed on the back of an iPhone to allow such transactions.
The banks have applied to the Australian Competition and Consumer Commission (ACCC) to allow them to negotiate collectively with Apple.
Apple has pushed back strongly, claiming that giving the banks access to the phone's hardware would compromise the product's high level of security. In Australia, Apple Pay is currently only available to ANZ and American Express customers.
Apple also accused the banks of resisting "serious engagement with Apple" when it came to negotiating Apple Pay terms.
"Apple is concerned that the applicant banks may attempt to use collective bargaining/boycott to blunt Apple Pay precisely because they want to control the direction and pace of innovation and advantage their own mobile wallets," the tech company said in its submission to the ACCC.
In August, the ACCC said it needed more time to assess the banks' application.
TopicsApple
相关文章
U.S. government issues warning on McDonald's recalled wearable devices
Last week's McDonald's debacle, which saw the fast food giant forced to recall its first wearable tr2024-09-20- 劉雨辰歐烜屹痛失好局 大馬賽 :凡塵雅思橫掃進四強_羽毛球 ( 組合,丹麥 )www.ty42.com 日期:2023-01-17 00:00:00| 評論(已有359533條評論)2024-09-20
原創 2023首場競彩足球推薦:英超+法甲5場賽事分析參考 ,內附比分勝負
原創 2023首場競彩足球推薦 :英超+法甲5場賽事分析參考 ,內附比分勝負_足球 - 世界杯,歐洲杯 ,天下體育,足球 ,世界杯 ,籃球 ,羽球 ,乒乓球,球類, 棒球 ( 聯賽,球隊 )2024-09-20【波盈足球】 足球兩度遭快攻破門 中華女將友誼賽0比2不敵泰國 ( 泰國,中華 )
【波盈足球】 足球兩度遭快攻破門 中華女將友誼賽0比2不敵泰國 ( 泰國,中華 )www.ty42.com 日期:2023-01-18 00:00:00| 評論(已有359498條評論)2024-09-20Olympic security asks female Iranian fan to drop protest sign
Olympic security personnel questioned a female Iranian volleyball fan Saturday when she showed up fo2024-09-20- 官方:2022/23賽季英超賽程公布_足球 ( 南安普頓,托特納姆熱刺 )www.ty42.com 日期:2022-08-06 00:00:00| 評論(已有359495條評論)2024-09-20
最新评论